The New Bankruptcy

Will It Work for You?

Author: Stephen Elias,Leon Bayer

Publisher: Nolo

ISBN: 1413324312

Category: Law

Page: 408

View: 8439

Choose the best bankruptcy option The New Bankruptcy provides clear-cut information, answers to common questions, worksheets, and strategies to help you figure out whether bankruptcy is the right solution to your debt problem. Find out: the main differences between Chapter 7 and Chapter 13 bankruptcy whether you qualify for Chapter 7 bankruptcy (the means test) how the Chapter 13 repayment plan works which type of bankruptcy (7 or 13) is better in various situations which debts are wiped out what happens to your property, including your home, car, and retirement accounts, and other ways to handle debt problems. The book also outlines the bankruptcy process and includes completed sample bankruptcy forms.

The New Bankruptcy

Will It Work for You?

Author: Cara O'Neill

Publisher: Nolo

ISBN: 1413324304

Category: Business & Economics

Page: 464

View: 8949

Rising living expenses and stagnant wages have many Americans finding it increasingly difficult to pay the bills each month—and many businesses aren’t faring much better. In 2017, dwindling brick and mortar retail sales forced an unprecedented number of retail establishments into bankruptcy. This comprehensive guide helps individuals and small business owners facing financial distress determine whether bankruptcy, or a nonbankruptcy alternative, will provide the best financial solution for them.

Personal Finance in Your 20s and 30s For Dummies

Author: Eric Tyson

Publisher: John Wiley & Sons

ISBN: 1119431352

Category: Business & Economics

Page: 336

View: 8546

Create a solid pathway for financial success Millennials often confront greater difficulties—including economic uncertainty and student debt—than those who came before them. This new financial responsibility can be intimidating, and many people are unsure where to begin. Personal Finance in Your 20s & 30s For Dummies will help Millennials to be confident about managing their finances and get on a clear path toward financial security. Inside, trusted financial advisor Eric Tyson shows students and recent grads how to make smart financial decisions in order to pay off student loans, avoid any additional debt, and create a solid plan to ensure their financial success. From avoiding common money mistakes to making informed investment choices, Personal Finance in Your 20s & 30s For Dummies covers it all! Build a foundation through smart spending and saving Rent, buy, or sell a house File taxes the right way Protect your finances and identity in the digital world Get ready to forge your own path to financial security!

The New Bankruptcy

Author: Stephen Elias Attorney

Publisher: Nolo

ISBN: 1413315003

Category: Business & Economics

Page: 416

View: 8199

Considering bankruptcy? Get the facts and find out how bankruptcy could work for you. Bankruptcy laws have changed, and figuring out how to use them effectively is harder than ever. For plain-English guidance you can trust, turn to The New Bankruptcy. Get the clear-cut answers, information and strategies you need to figure out whether bankruptcy is the right solution for your debt problems. Find out: if you qualify for Chapter 7 bankruptcy how Chapter 13 repayment plans work which debts are wiped out how bankruptcy affects homeowners if you can keep cars and other property how bankruptcy affects credit alternative ways to handle debt problems The 4th edition is completely updated to reflect the latest rulings on the new bankruptcy laws, additional information on foreclosures and an all-new appendix containing essential sample forms. It also provides worksheets to help you determine whether you can file for bankruptcy, and includes fully up-to-date exemption charts, helpful checklists and easy-to-use legal charts for all 50 states.

Solve Your Money Troubles

Strategies to Get Out of Debt and Stay That Way

Author: Amy Loftsgordon,Cara O'Neill

Publisher: Nolo

ISBN: 1413323812

Category: Business & Economics

Page: 392

View: 9901

As the middle class shrinks and the number of Americans struggling to make ends meet increases, more and more people need help handling large amounts of debt. Money Troubles covers a broad range of topics and strategies, so readers can tackle all of their financial problems at once while choosing the tactics that work best in their situations.

Personal Finance: An Encyclopedia of Modern Money Management

An Encyclopedia of Modern Money Management

Author: Barbara Friedberg

Publisher: ABC-CLIO

ISBN: 1440830320

Category: Business & Economics

Page: 403

View: 5003

This jargon-free resource explains the who, what, why, and where of contemporary personal finance in simple, easy-to-grasp language, covering the key people, events, terms, tools, policies, and products that make up modern money management. • Supplies accessible, comprehensive financial information that explains complex topics in simple language • Shows the relationship between personal finance and everyday life, from renting an apartment to saving for retirement • Answers a wide variety of personal finance questions • Provides a resource suitable for both personal and scholarly use


Government and Politics

Author: Kathleen Ann Uradnik

Publisher: ABC-CLIO

ISBN: 0313343136

Category: Political Science

Page: 630

View: 2977

Through a detailed exploration of the viewpoints involved, this balanced and incisive work promotes understanding of the most divisive issues in American government today. * Includes many sidebars that highlight and elaborate on important aspects of the topic * Provides a list of useful resources for further study with each entry

Estate Planning for Blended Families

Providing for Your Spouse & Children in a Second Marriage

Author: Richard E. Barnes

Publisher: Nolo

ISBN: 1413310184

Category: Law

Page: 346

View: 3138

Targeting parents in second marriages who want to provide for their current spouse and their children from both marriages, the author provides sample estate plans and covers such topics as estate and gift taxes in a second marriage, choosing executors and trustees, the latest federal and state laws, and much more. 15,000 first printing. Original.

A Human Guide to Bankruptcy

Author: Leon Bayer,Jeffrey Wishman

Publisher: CreateSpace

ISBN: 9781489580139

Category: Law

Page: 158

View: 3707

If you want to beat your debt problems with a bankruptcy, but you are tired of “lawyer-talk” or websites that tell you nothing, you will love this book! It delivers down to earth advice and answers to tough questions like--Will I qualify for Chapter 7 under the new rules? How much income is too much? What is an “undue hardship student loan discharge”? What property will I get to keep? What is exemption planning and how do I take advantage of it? How do I choose the right bankruptcy lawyer for my case? How do I get rid of liens on my property? How can I buy back my car or other property for less than I owe on it? What property will I get to keep? What should I do when the bank wants me to “reaffirm” my car loan--I need that car?! Los Angeles bankruptcy attorneys Leon Bayer and Jeffrey Wishman share over 60 years of combined debt relief wisdom in this little powerhouse of a book. Let them show you how real humans take advantage of the generous Federal bankruptcy laws and get a fresh start.

The Complete Bankruptcy Guide for Consumers and Small Businesses

Everything You Need to Know Explained So You Can Understand It

Author: Sandy Ann Baker,Kristin Peoples

Publisher: Atlantic Publishing Company

ISBN: 160138310X

Category: Business & Economics

Page: 287

View: 3143

According to the US Courts Bankruptcy Statistics Web site, more than 801,000 bankruptcies were filed with U.S. courts in 2007, with almost 97 percent of those being personal, non-business filings. The volume of those who face the stress that coincides with bankruptcy filing continues to grow and it can be hard to discern between the six different forms of common bankruptcy and how each might affect you or your business. This book was written with the goal of providing a complete handbook to understanding the complex bankruptcy laws of the United States in an easy-to-read format that will allow you to move forward in your life, either through the bankruptcy process or through viable financial alternatives that help you to avoid filing. Before you even approach the bankruptcy process, you will learn if there is anything left you can do to salvage your finances. You will learn how to manage existing debt in avoidance of bankruptcy and how to handle debt collectors, and also acknowledging which of the debts that you hold are the most important. You will learn how to decide when bankruptcy is the best or only option left at your disposal, including what a bankruptcy actually entails, from the first piece of paperwork you sign to the lasting effect it has on your credit. You will learn how to deal with the emotional and social implications of bankruptcy and also what aspects of your life will immediately change as a result. The six different kinds of bankruptcies are outlined in full detail with walkthroughs of what each format offers and when you can utilize them to your advantage. Specifically, detailed instructions for liquidating debt with a Chapter 7 bankruptcy and using a Chapter 13 bankruptcy to rebuild your life are given as well in their own chapters. You will learn what it takes to find and utilize a qualified consumer bankruptcy attorney and exactly what to expect throughout the process. For businesses that are navigating the complex corridor of bankruptcy filing, information is provided about the specific processes you must follow for your specific kind of business. You will learn how to choose which Chapter to file under and what you must do to protect your personal assets during a business bankruptcy. Finally, a special section is included to guide you through the harrowing post-bankruptcy process, helping you to rebuild your credit after the process with a timeline of how long you can expect to wait before you start to regain the standing you originally had. You will be given details and tips on how to manage your finances in the future, and interviews taken from bankruptcy experts and individuals with personal experience will help you know exactly what you can expect before, during, and after your bankruptcy. For anyone at the point in their life where they are considering a bankruptcy to solve their financial problems, this guide is a must have tool, providing an easy to read, comprehensive overview of the entire process.

Rich Dad Poor Dad

Was die Reichen ihren Kindern über Geld beibringen

Author: Robert T. Kiyosaki

Publisher: FinanzBuch Verlag

ISBN: 3862486338

Category: Self-Help

Page: 240

View: 5807

Warum bleiben die Reichen reich und die Armen arm? Weil die Reichen ihren Kindern beibringen, wie sie mit Geld umgehen müssen, und die anderen nicht! Die meisten Angestellten verbringen im Laufe ihrer Ausbildung lieber Jahr um Jahr in Schule und Universität, wo sie nichts über Geld lernen, statt selbst erfolgreich zu werden. Robert T. Kiyosaki hatte in seiner Jugend einen "Rich Dad" und einen "Poor Dad". Nachdem er die Ratschläge des Ersteren beherzigt hatte, konnte er sich mit 47 Jahren zur Ruhe setzen. Er hatte gelernt, Geld für sich arbeiten zu lassen, statt andersherum. In Rich Dad Poor Dad teilt er sein Wissen und zeigt, wie jeder erfolgreich sein kann.

Venture Capital Investing

The Complete Handbook for Investing in Private Businesses for Outstanding Profits

Author: David Gladstone,Laura Gladstone

Publisher: FT Press

ISBN: 9780131018853

Category: Business & Economics

Page: 485

View: 4844

An in-depth look at how investors can reduce unnecessary risk by assessing business proposals and building partnerships with portfolio companies.


An Action Plan for Renewal

Author: Socrates Media

Publisher: Socrates Media, LLC

ISBN: 1595462465

Category: Business & Economics

Page: 253

View: 5416

With changes in the federal bankruptcy laws in effect as of October 17, libraries will want to have up-to-date guidance for their interested patrons. Raum, in addition to being a newscaster at National Public Radio, is a practicing attorney with expertise in personal bankruptcy. She guides those in financial difficulty to an understanding of what bankruptcy is and helps them evaluate it as an option. She explains the differences between Chapter 7 bankruptcy (liquidation) and Chapter 13 (reorganization), as well as alternatives to filing. She provides a basic rundown on the process, including filing the petition and attending the hearing. There is advice on re-establishing credit, choosing and hiring a lawyer, avoiding credit scams, and moving on after bankruptcy. The appendixes provide illustrative worksheets and forms and a 50-state chart on homestead exemptions. Similarly, editors of Socrates Media cover the essential elements of the bankruptcy process. Readers learn what it means to go bankrupt and how it is accomplished. There is an excellent explanation of the homestead exemption rules that may protect a home in a bankruptcy proceeding, and a good chart comparing the old bankruptcy law and the new. There is information on Canadian bankruptcy, and appendixes include a glossary, a list of online resources related to consumer credit, and one for legal search engines. The book comes with a CD that contains an electronic version of the information, a legal dictionary and links to financial management forms and tools (registration required). Joan Pedzich, Harris Beach PLLC, Rochester, NY (Library Journal).

Reaching for the Wealth

Author: Philemon I. Gora

Publisher: Xlibris Corporation

ISBN: 1477120947

Category: Family & Relationships

Page: 63

View: 2616

In a world where there is a great gap between the rich and poor, Philemon I. Gora, still says everyone can become wealthy. Having grown from a poor background to a position of wealth he has the confidence that any person can be reach-out for wealth following laid down principles. In this book, Philemon Gora, uncaps the principles and processes to reaching the wealth available to all. Written from his personal and organisations testimonies, the author believes that by practicing what is written in this book, any person can prosper financially and ultimately help in shaping our society positively. Vital issues in creating wealth discussed in this book include: The Place of Investment Engaging Human Resources Seeing Beyond your Environment Dont Sell Your Soul It is the belief of the author that you will be challenge to make financial progress as you read through this book. Get set to be inspired and motivated to take responsibility in working out your own wealth. You can be wealthy if you truly care.

The Tree of Democracy

Prune It or Watch It Die

Author: Dalken Lelan

Publisher: Xlibris Corporation

ISBN: 1469193973

Category: Political Science

Page: 132

View: 4011

Are you upset at the direction this great Nation is headed, toward socialism? Are you tired of having other nations belittle and laugh at our Nation? Are you afraid that your children and grandchildren will not have a chance to live the American Dream? Are you ready to take action, and oust those politicians who act only for their own interests, not those whom they supposedly serve? Then read inside where the author tells you what diseases the Tree of Democracy has, how it can be pruned, and what you can do to return it, and this great Nation, to the world pre-eminence which was once ours! The author speaks plainly and forthright, no politically correct apologies or excuses, just plain old common sense! Then take action, and become a PPC!

Run Your Own Business Successfully: Flash

Author: Kevin Duncan

Publisher: Hachette UK

ISBN: 144414085X

Category: Business & Economics

Page: 96

View: 5345

The books in this bite-sized new series contain no complicated techniques or tricky materials, making them ideal for the busy, the time-pressured or the merely curious. Run Your Own Business Successfully is a short, simple and to-the-point guide to the art of running your own business in a way that suits you. In just 96 pages, the reader will discover how to assess the pros and cons of running a business, maximise motivation and find the most effective practices. KNOW WHAT YOU HAVE TO OFFER INCREASE MOTIVATION SORT YOUR FINANCES ENJOY INDEPENDENCE STAY ENTHUSIASTIC