How to Protect Your Family's Assets from Devastating Nursing Home Costs

Medicaid Secrets

Author: K. Gabriel Heiser

Publisher: MedicaidSecrets.com

ISBN: 0979080118

Category: Law

Page: 237

View: 5206

Written by an elder law attorney with over 23 years experience, this book will help anyone with a family member faced with a long-term stay in a nursing home who wishes to preserve at least some of their assets by qualifying for the Medicaid program. You dont have to be broke to qualify! For the first time ever, the inside secrets of high-priced estate planning and elder law attorneys are revealed. Includes a summary of all income and asset rules for both married and single individuals, together with numerous examples and several case studies, which take the reader through the same thought processes that an experienced elder law attorney would go through when analyzing a real-life clients situation. The book includes tips on: how to title your home so you do not lose it to the state; how to make transfers to family members that wont disqualify you from Medicaid; how annuities make assets disappear; smart tricks for spending down your assets; what to change in your will to save thousands of dollars if your spouse ever needs nursing home care; avoiding the states reimbursement claim following the nursing home residents death; and much more. Completely up-to-date, the book includes the massive changes made by the Deficit Reduction Act of 2005 as well as the December 2006 Tax Relief and Health Care Act amendments.

HT PROTECT YOUR FAMILYS ASSETS

Author: K. Gabriel Heiser

Publisher: Phylius Press

ISBN: 9781941123058

Category: Law

Page: 318

View: 4324

Written by an elder law attorney with over 25 years of experience, this book will help anyone with a family member faced with a long-term stay in a nursing home who wishes to preserve at least some of their assets by qualifying for the Medicaid program. You don't have to be broke to qualify! For the first time ever, the inside secrets of high-priced estate planning and elder law attorneys are revealed. Includes a summary of all income and asset rules for both married and single individuals, together with numerous examples and several case studies, which take the reader through the same thought processes that an experienced elder law attorney would go through when analyzing a real-life client's situation. The book includes tips on: how to title your home so you do not lose it to the state; how to make transfers to family members that won't disqualify you from Medicaid; how annuities make assets "disappear"; smart tricks for "spending down" your assets; what to change in your will to save thousands of dollars if your spouse ever needs nursing home care; avoiding the state's reimbursement claim following the nursing home resident's death; and much more. The 2017 Eleventh Edition has been revised and completely updated to incorporate all changes in the law as of January 1, 2017, and includes two chapters on Veterans' benefits.

Medicaid Planning: A to Z (2018 Ed.)

Author: K. Gabriel Heiser

Publisher: Phylius Press

ISBN: 9781941123089

Category: Law

Page: 540

View: 1263

If you wish to advise clients how to qualify for nursing home Medicaid while protecting their assets, this is the definitive book! Written by an elder law attorney with over 25 years of experience, this manual is the professional edition version of attorney Heiser's best-selling Medicaid Secrets book. This manual is geared toward attorneys, accountants, and financial advisors seeking up-to-date and accessible information on the Medicaid program rules as well as a complete analysis of available Medicaid asset protection techniques for their clients. Includes a summary of all income and asset rules for both married and single individuals, together with numerous examples and several case studies, which take the planner through the same thought processes that an experienced elder law attorney would go through when analyzing a real-life client's situation. The book includes tips on: how to title the home so the client does not lose it to the state; how to make transfers to family members that won't disqualify the client from Medicaid; how "Medicaid annuities" work to make assets "disappear" for Medicaid eligibility purposes; clever ideas for "spending down" assets; what to change in a client's will to save thousands of dollars if the spouse ever needs nursing home care; avoiding the state's reimbursement claim following the nursing home resident's death; and much more. The 2018 Edition has been expanded, revised, and completely updated to incorporate all changes in the law as of January 1, 2018, and includes two chapters on Veterans' benefits as well as a 39-page Ethics of Elder Law section. Completely annotated with all case citations and statutory references given in over 560 footnotes. Also includes full copies of relevant statutes and a sample filled-out Medicaid application, plus sample clauses for deeds, wills, powers of attorney, etc.

The Value of Art

Author: Michael Findlay

Publisher: Prestel Verlag

ISBN: 3641083427

Category: Art

Page: 208

View: 4085

What is art worth? How can a work by Warhol be sold for more than $100,000,000? This critically acclaimed book, newly revised, updated, and generously illustrated throughout, explains the market for art—and art’s value for all of us. In The Value of Art, internationally renowned art dealer and market expert Michael Findlay offers a lively and authoritative tour of the art world informed by almost a half-century in the business and a passion for great art. With style and wry wit, Findlay explores how art acquires value—both commercial and social—and how these values circulate among the artists, dealers, and collectors that comprise today’s complex and constantly evolving art world. In the process he demystifies how art is bought and sold while also constantly looking beyond sales figures to emphasize the primacy of art’s essential, noncommercial worth. Coloring his account with wise advice, insider anecdotes involving scoundrels and scams, stories of celebrity collectors, and remarkable discoveries, Findlay has distilled a lifetime’s experience in this indispensible guide for today’s art lover.

Communicating Risks and Benefits

An Evidence Based User's Guide

Author: Baruch Fischhoff

Publisher: Government Printing Office

ISBN: 9780160901799

Category: Health & Fitness

Page: 240

View: 6803

Effective risk communication is essential to the well-being of any organization and those people who depend on it. Ineffective communication can cost lives, money and reputations. Communicating Risks and Benefits: An Evidence-Based User’s Guide provides the scientific foundations for effective communications. The book authoritatively summarizes the relevant research, draws out its implications for communication design, and provides practical ways to evaluate and improve communications for any decision involving risks and benefits. Topics include the communication of quantitative information and warnings, the roles of emotion and the news media, the effects of age and literacy, and tests of how well communications meet the organization’s goals. The guide will help users in any organization, with any budget, to make the science of their communications as sound as the science that they are communicating.

Nudge

Improving Decisions About Health, Wealth, and Happiness

Author: Richard H. Thaler,Cass R. Sunstein

Publisher: Penguin

ISBN: 1101655097

Category: Business & Economics

Page: 320

View: 2128

From the winner of the 2017 Nobel Prize in Economics, Richard H. Thaler, and Cass R. Sunstein: a revelatory look at how we make decisions—for fans of Malcolm Gladwell’s Blink and Daniel Kahneman’s Thinking Fast and Slow New York Times bestseller Named a Best Book of the Year by The Economist and the Financial Times Every day we make choices—about what to buy or eat, about financial investments or our children’s health and education, even about the causes we champion or the planet itself. Unfortunately, we often choose poorly. Nudge is about how we make these choices and how we can make better ones. Using dozens of eye-opening examples and drawing on decades of behavioral science research, Nobel Prize winner Richard H. Thaler and Harvard Law School professor Cass R. Sunstein show that no choice is ever presented to us in a neutral way, and that we are all susceptible to biases that can lead us to make bad decisions. But by knowing how people think, we can use sensible “choice architecture” to nudge people toward the best decisions for ourselves, our families, and our society, without restricting our freedom of choice. More than 750,000 copies sold

Social and Economic Costs of Violence

Workshop Summary

Author: National Research Council,Institute of Medicine,Board on Global Health,Forum on Global Violence Prevention

Publisher: National Academies Press

ISBN: 0309220270

Category: Medical

Page: 192

View: 5160

Measuring the social and economic costs of violence can be difficult, and most estimates only consider direct economic effects, such as productivity loss or the use of health care services. Communities and societies feel the effects of violence through loss of social cohesion, financial divestment, and the increased burden on the healthcare and justice systems. Initial estimates show that early violence prevention intervention has economic benefits. The IOM Forum on Global Violence Prevention held a workshop to examine the successes and challenges of calculating direct and indirect costs of violence, as well as the potential cost-effectiveness of intervention.

Too Fat to Fish

Author: Artie Lange

Publisher: Random House Digital, Inc.

ISBN: 0385526571

Category: Biography & Autobiography

Page: 306

View: 792

The stand-up comedian draws on the trials and tribulations of his own life--from drug addiction and obesity to fights with his mother and his early career driving a Jersey cab--to share a collection of painfully hilarious true stories.

Get What's Yours

The Secrets to Maxing Out Your Social Security

Author: Laurence J. Kotlikoff,Philip Moeller,Paul Solman

Publisher: Simon and Schuster

ISBN: 1476772290

Category: Business & Economics

Page: 336

View: 8062

Helps those nearing retirement make the best decisions about their Social Security benefits by detailing techniques and options like “file and suspend” and “start stop start” to maximize their benefit income for a variety of different life situations.

Health Promotion and Aging

Practical Applications for Health Professionals, Sixth Edition

Author: David Haber

Publisher: Springer Publishing Company

ISBN: 0826199178

Category: Health & Fitness

Page: 536

View: 3306

Print+CourseSmart

Identity Theft Handbook

Detection, Prevention, and Security

Author: Martin T. Biegelman

Publisher: John Wiley & Sons

ISBN: 9780470444818

Category: Business & Economics

Page: 416

View: 4025

Not a week goes by when identity theft isn t mentioned in the media or that a Congressional outcry isn t heard about this unrelenting crime. The first authoritative book on identity theft, Identity Theft Handbook is written by a career professional who has spent over 25 years investigating and preventing identity theft in both the public and private sectors. Its rich real-world content includes interviews with government and private sector thought leaders. As well, the costs of identity theft, future trends, and prevention guidance is discussed. For investigators, auditors, and managers.

The Corporate Whistleblower's Survival Guide

A Handbook for Committing the Truth

Author: Tom Devine,Tarek F. Maassarani

Publisher: Berrett-Koehler Publishers

ISBN: 1605099880

Category: Business & Economics

Page: 288

View: 8837

From Erin Brockovich to Enron, whistleblowers who “challenge abuses of power that betray the public trust” have proven to be an unfortunate necessity in modern business culture. Their efforts to report crimes, fraud, and dangers to public health and safety have saved millions of lives and billions of dollars of shareholder value – and had we heeded the warnings of whistleblowers, perhaps disasters such as the Bernie Madoff scandal and the Lehman Brothers meltdown could have been averted. Recent federal legislation in finance and health reform have cemented legal protections and mechanisms for whistleblowing. This book provides a thorough guide and history to the whistleblower's legal rights. The ultimate survival guide, it provides advice on getting help and finding allies, warns that retaliation is often the reward for "committing the truth" and shows how to weather the storm. With extensive legal texts, sample letters, resources, and information on upcoming whistleblower reforms, this is the ultimate source on the subject.

Rooseveltcare: How Social Security Is Sabotaging the Land of Self-Reliance

Author: Don Watkins

Publisher: Ayn Rand Institute

ISBN: 9780979466175

Category: Political Science

Page: 160

View: 6622

Today we are at a crossroads. America's entitlement state is threatening to bankrupt us, and new schemes such as ObamaCare are hastening the collapse. What should we do? In this provocative look at America before and after Social Security, Don Watkins argues that the answer is as simple as it is controversial: Abolish the entitlement state, starting with the retirement program that created it. This is not another book for policy wonks about the financial trouble the entitlement state is in. This is the story of the role that Social Security has played in eroding the eagerness, energy and optimism that once defined America. And it is a guide for fighting back.

Unequal Treatment:

Confronting Racial and Ethnic Disparities in Health Care (with CD)

Author: Committee on Understanding and Eliminating Racial and Ethnic Disparities in Health Care,Board on Health Sciences Policy,Institute of Medicine

Publisher: National Academies Press

ISBN: 030908265X

Category: Health & Fitness

Page: 432

View: 7004

Racial and ethnic disparities in health care are known to reflect access to care and other issues that arise from differing socioeconomic conditions. There is, however, increasing evidence that even after such differences are accounted for, race and ethnicity remain significant predictors of the quality of health care received. In Unequal Treatment, a panel of experts documents this evidence and explores how persons of color experience the health care environment. The book examines how disparities in treatment may arise in health care systems and looks at aspects of the clinical encounter that may contribute to such disparities. Patients' and providers' attitudes, expectations, and behavior are analyzed. How to intervene? Unequal Treatment offers recommendations for improvements in medical care financing, allocation of care, availability of language translation, community-based care, and other arenas. The committee highlights the potential of cross-cultural education to improve provider-patient communication and offers a detailed look at how to integrate cross-cultural learning within the health professions. The book concludes with recommendations for data collection and research initiatives. Unequal Treatment will be vitally important to health care policymakers, administrators, providers, educators, and students as well as advocates for people of color.

Public Health Ethics: Cases Spanning the Globe

Author: Drue H. Barrett,Leonard W. Ortmann,Angus Dawson,Carla Saenz,Andreas Reis,Gail Bolan

Publisher: Springer

ISBN: 3319238477

Category: Medical

Page: 329

View: 8833

This Open Access book highlights the ethical issues and dilemmas that arise in the practice of public health. It is also a tool to support instruction, debate, and dialogue regarding public health ethics. Although the practice of public health has always included consideration of ethical issues, the field of public health ethics as a discipline is a relatively new and emerging area. There are few practical training resources for public health practitioners, especially resources which include discussion of realistic cases which are likely to arise in the practice of public health. This work discusses these issues on a case to case basis and helps create awareness and understanding of the ethics of public health care. The main audience for the casebook is public health practitioners, including front-line workers, field epidemiology trainers and trainees, managers, planners, and decision makers who have an interest in learning about how to integrate ethical analysis into their day to day public health practice. The casebook is also useful to schools of public health and public health students as well as to academic ethicists who can use the book to teach public health ethics and distinguish it from clinical and research ethics.

Regulating Pharmaceuticals In Europe: Striving For Efficiency, Equity And Quality

Striving for Efficiency, Equity and Quality

Author: Mossialos, Elias,Mrazek, Monique,Walley, Tom

Publisher: McGraw-Hill Education (UK)

ISBN: 0335226558

Category: Education

Page: 390

View: 1999

The rising cost of pharmaceutical expenditures in many European countries is of concern to governments required to make effective use of health care budgets. Taking a broad perspective that encompasses institutional, political and supranational aspects of pharmaceutical regulation, this book examines approaches used to manage pharmaceutical expenditure across Europe and what impact these strategies have had on efficiency, quality, equity and cost of pharmaceutical care. Regulating Pharmaceuticals in Europe is an important book for students of health policy, regulation and management, and for health managers and policy makers.

The Ultimate Guide to Choosing a Medical Specialty, Third Edition

Author: Brian Freeman

Publisher: McGraw Hill Professional

ISBN: 0071790284

Category: Medical

Page: 504

View: 8626

You owe it to yourself to read this book before you choose a medical specialty! The Ultimate Guide to Choosing a Medical Specialty, 3rd edition delivers a well-researched, insider’s look at the complex issues medical students face when choosing a medical specialty. Supported by first-hand knowledge, useful facts and statistics – plus the author’s personal experience and gut-level reports from current residents -- this unique guide provides everything necessary to compare specialties and make a confident decision. The Ultimate Guide to Choosing a Medical Specialty, 3rd edition is divided into two sections: Part 1 Planning Your Medical Career delves into the main issues surrounding the choice of your medical specialty. These twelve chapters provide everything you need to begin making this major decision – from how to research each specialty to how to apply for residency. Part 2 Specialty Profiles features chapters devoted to each of the 20 major specialties. It provides important information such as the latest salary information, employment data, and match statistics. Features: An “insider’s look” at different areas of medicine -- with specialty chapters written by physicians just out of residency training Candid and revealing descriptions of each specialty Profiles of the major specialties, including those to which you may have had little exposure, such as radiation oncology A concise, up-to-date guide to the residency application and matching process A chapter with valuable advice to help you maximize your success in obtaining a residency position in each field Updated to include alternative career paths for MDs, such as laboratory science, the military, MD/MBA, and MD/JD

America's Bitter Pill

Money, Politics, Backroom Deals, and the Fight to Fix Our Broken Healthcare System

Author: Steven Brill

Publisher: Random House

ISBN: 0812996968

Category: History

Page: 528

View: 5704

NEW YORK TIMES BESTSELLER • A NEW YORK TIMES NOTABLE BOOK • America’s Bitter Pill is Steven Brill’s acclaimed book on how the Affordable Care Act, or Obamacare, was written, how it is being implemented, and, most important, how it is changing—and failing to change—the rampant abuses in the healthcare industry. It’s a fly-on-the-wall account of the titanic fight to pass a 961-page law aimed at fixing America’s largest, most dysfunctional industry. It’s a penetrating chronicle of how the profiteering that Brill first identified in his trailblazing Time magazine cover story continues, despite Obamacare. And it is the first complete, inside account of how President Obama persevered to push through the law, but then failed to deal with the staff incompetence and turf wars that crippled its implementation. But by chance America’s Bitter Pill ends up being much more—because as Brill was completing this book, he had to undergo urgent open-heart surgery. Thus, this also becomes the story of how one patient who thinks he knows everything about healthcare “policy” rethinks it from a hospital gurney—and combines that insight with his brilliant reporting. The result: a surprising new vision of how we can fix American healthcare so that it stops draining the bank accounts of our families and our businesses, and the federal treasury. Praise for America’s Bitter Pill “A tour de force . . . a comprehensive and suitably furious guide to the political landscape of American healthcare . . . persuasive, shocking.”—The New York Times “An energetic, picaresque, narrative explanation of much of what has happened in the last seven years of health policy . . . [Brill] has pulled off something extraordinary.”—The New York Times Book Review “A thunderous indictment of what Brill refers to as the ‘toxicity of our profiteer-dominated healthcare system.’ ”—Los Angeles Times “A sweeping and spirited new book [that] chronicles the surprisingly juicy tale of reform.”—The Daily Beast “One of the most important books of our time.”—Walter Isaacson “Superb . . . Brill has achieved the seemingly impossible—written an exciting book about the American health system.”—The New York Review of Books From the Hardcover edition.