Financial Planning for Older People

A Comprehensive Guide to Decision Making

Author: Harry D. Kerrigan,John Kerrigan

Publisher: N.A

ISBN: 9781845861124

Category: Law

Page: 250

View: 5494

A guide to the legal issues surrounding money and finances for older people or those planning for older age Many of us leave it all too late to plan for retirement, or are caring for elderly relatives and face difficult decisions. The legal complexities are daunting. This guide by John Kerrigan, a professional solicitor, is written for law students and lawyers, financial advisors and individuals who are planning for retirement, retired or caring for retired people. It clearly explains the issues and sets you on the path to sound financial advice in the context of the law.

California Guide to Tax, Estate & Financial Planning for the Elderly

Author: Stuart D. Zimring,Donna R. Bashaw

Publisher: LexisNexis

ISBN: 1579118852

Category: Law

Page: 1292

View: 5791

The first baby boomers are approaching retirement age. They are mapping out their own future, providing for children and grandchildren, and caring for aging parents. And they all have lots of questions - about financial planning, health care, charitable gifts, nursing homes, housing and a host of issues related to aging. You also need to meet the needs of your current elderly clients by keeping abreast of this rapidly evolving area of practice. Now, thanks to California Guide to Tax, Estate & Financial Planning for the Elderly, you'll be able to answer their questions and act in their behalf, whether you specialize in elder law and estate planning or maintain a general practice. This newly published compendium from LexisNexis places the range of issues facing the elderly in the context of California law. It's your single source for in-depth discussions of such issues as: • Medi-Cal • Conservatorships • Wills and trusts • Income and estate taxes • Estate planning • Nursing homes and home health care agencies • Planning for incapacity California Guide to Tax, Estate & Financial Planning for the Elderly has been specifically designed to help increase your effectiveness and productivity. • A glossary of acronyms at the beginning of the book will help you identify state and federal agencies and initiatives. • A section of common client questions that begins each chapter will lead you directly to the information you'll use most often. • Hundreds of practice notes throughout the text provide useful tips and suggestions, while cautionary notes alert you to areas of special concern. • Checklists at the end of each chapter will help ensure that you have addressed your client's needs methodically and completely.

A Comprehensive Guide to Geriatric Rehabilitation

[previously entitled Geriatric Rehabilitation Manual]

Author: Timothy L. Kauffman,Ronald W. Scott,John O. Barr,Michael L. Moran

Publisher: Elsevier Health Sciences

ISBN: 0702060585

Category: Medical

Page: 528

View: 7860

Now in its third edition, this trusted clinical guide enables both the busy practitioner and student to review or to learn about a range of pathologies, conditions, examinations, diagnostic procedures, and interventions that can be effectively used in the physical rehabilitation of older people. It presents a broad overview of age-related physiological changes as well as specific professional discipline perspectives. Organized into eleven distinct and interrelated units, the first unit begins with key anatomical and physiological considerations seen with aging which have significant impact on the older person. The second and third units go on to review important aging-related conditions and disorders of the musculoskeletal and neuromuscular/neurological systems respectively. Neoplasms commonly encountered in older people are the focus of the fourth unit; while aging-related conditions of the cardiovascular, pulmonary, integumentary and sensory systems are presented in units five through seven. Unit eight highlights a range of specific clinical problems and conditions commonly encountered with older patients. Critically, all of these units emphasize important examination and diagnostic procedures needed for a thorough evaluation and stress interventions that can be of significant benefit to the older patient. The ninth unit presents select physical therapeutic interventions that are especially important in managing rehabilitative care. Key societal issues related to aging are discussed in the tenth unit. Finally, the concluding eleventh unit focuses on the successful rehabilitation team that includes both professional and non-professional caregiver members. A trusted guide to the conditions and problems faced when evaluating and treating geriatric patients Extensive coverage over 84 chapters, each written by an expert in the field Includes imaging, vision and the aging ear Cross-referenced - providing the complexity and inter-relatedness of co-morbidities common to aging patients Collaborative international perspective Chapters on the aging spine; frailty; safe pilates for bone health; health care for older people Additional renowned editor - Ronald W. Scott Revised title to reflect the comprehensive scope of content covered (previously entitled Geriatric Rehabilitation Manual)

The Complete Idiot's Guide to Success as a Personal Financial Planner

Author: John P. Napolitano

Publisher: Penguin

ISBN: 1440626405

Category: Business & Economics

Page: 352

View: 6355

Building a successful career in a red-hot field. Financial planning is one of the fastest growing careers in America today. Written by a veteran certified financial planning expert, this invaluable book tells aspiring and new CFPs everything you need to know about the certification process, setting up private practice, self-marketing techniques, client management and expansion, and much more. -Includes a comprehensive resource section

The Practical Guide to Aging

What Everyone Needs to Know

Author: Christine K. Cassel

Publisher: NYU Press

ISBN: 9780814715161

Category: Education

Page: 340

View: 3163

An authoritative, illustrated, practical guide explains the normal processes of aging, what medical problems are likely, how the law affects the elderly, and similar topics, and offers a comprehensive list of organizations that deal with aspects of aging. UP.

Clinical Manual of Geriatric Psychiatry

Author: Mugdha E. Thakur,Dan G. Blazer,David C. Steffens

Publisher: American Psychiatric Pub

ISBN: 1585625272

Category: Medical

Page: 314

View: 2992

Clinical Manual of Geriatric Psychiatry provides the most current information on psychiatric diagnoses seen in older patients in a concise format. Each chapter is broken into easily understandable, increasingly focused sections, and contains an extensive array of tables, references, and suggested readings. Chapters include clinically relevant information and evidence-based treatments for a wide range of topics and disorders: The psychiatric interview of older adults, including history, family assessment, mental status examination, rating scales and standardized interviews, and effective communication techniques. Psychopharmacology, including information on antidepressants, psychostimulants, antipsychotic medications, mood stabilizers, anxiolytics and sedative-hypnotics, and cognitive enhancers. Diagnosis and treatment of delirium, dementia, mood disorders, schizophrenia, anxiety disorders, sleep disorders, and substance use disorders, including coverage of definition, epidemiology, clinical features, risk factors, diagnosis and differential diagnosis, prevention and management, and treatment guidelines. Individual and group psychotherapy strategies, including individual and group-based cognitive-behavioral therapies, interpersonal psychotherapies, relaxation training, cognitive stimulation therapy, and behavioral therapies. Clinical psychiatry in the nursing home, with a focus on cognitive disorders and behavioral disturbances, depression, treatment progress in this setting, and relevant federal regulations. Written by experts in geriatric psychiatry, this clinical manual provides a much-needed "field guide" for the care of nursing home patients and older adults. Busy clinicians, as well as researchers, residents, fellows, clinical psychologists, and social workers, will find this compact volume to be of the utmost value, as will anyone seeking to update their knowledge of geriatric psychiatry.

The Sandwich Generation's Guide to Eldercare

Author: Danielle Schultz Dresden, MEd, CRC,Phillip D. Rumrill, Jr., PhD, CRC,Kimberly McCrone Wickert, MRC, CRC

Publisher: Demos Medical Publishing

ISBN: 161705142X

Category: Family & Relationships

Page: 246

View: 3713

Gold Winner, 2013 Foreword Reviews IndieFab Book of the Year Awards, Family & Relationships Category A practical, accessible, and comprehensive guide to the legal, financial, emotional and daily living challenges of caring for aging parents while raising your own family. If you are caring for an elderly loved one while raising a child, you may feel overwhelmed and unprepared. The Sandwich Generationís Guide to Eldercare, written by three experts with extensive professional and personal experience with eldercare, provides the information and resources you need to make important decisions, balance your responsibilities, and ensure your elders well-being as well as your own. It includes how to: Create a good eldercare plan and the key financial, healthcare, and legal documents you should have executed Choose the right level of care and ease the transition, including how to avoid the most common mistakes people make in this process Find the best ways to help elderly loved ones maintain their independence and dignity Navigate the maze of government agencies and benefits Involve other family members while minimizing tension or conflict Prevent caregiver burnout and deal with the strain on family life, children, and relationships With useful checklists, worksheets, step-by-step action plans, lists of questions to ask, and a robust resources section, you'll have everything you need to care for your family.

Making the Most of Your Money Now

The Classic Bestseller Completely Revised for the New Economy

Author: Jane Bryant Quinn

Publisher: Simon and Schuster

ISBN: 9781416553526

Category: Business & Economics

Page: 1264

View: 4765

Named the best personal finance book on the market by Consumers Union, Jane Bryant Quinn's bestseller Making the Most of Your Money has been completely revised and updated to provide a guide to financial recovery, independence, and success in the new economy. Getting your financial life on track and keeping it there -- nothing is more important to your family and you. This proven, comprehensive guidebook steers you around the risks and helps you make smart and profitable decisions at every stage of your life. Are you single, married, or divorced? A parent with a paycheck or a parent at home? Getting your first job or well along in your career? Helping your kids in college or your parents in their older age? Planning for retirement? Already retired and worried about how to make your money last? You'll find ideas to help you build your financial security here. Jane Bryant Quinn answers more questions more completely than any other personal-finance author on the market today. You'll reach for this book again and again as your life changes and new financial decisions arise. Here are just a few of the important subjects she examines: • Setting priorities during and after a financial setback, and bouncing back • Getting the most out of a bank while avoiding fees • Credit card and debit card secrets that will save you money • Family matters -- talking money before marriage and mediating claims during divorce • Cutting the cost of student debt, and finding schools that will offer big "merit" scholarships to your child • The simplest ways of pulling yourself out of debt • Why it's so important to jump on the automatic-savings bandwagon • Buying a house, selling one, or trying to rent your home when buyers aren't around • Why credit scores are more important than ever, plus tips on keeping yours in the range most attractive to lenders • Investing made easy -- mutual funds that are tailor-made for your future retirement • What every investor needs to know about building wealth • How an "investment policy" helps you make wise decisions in any market • The essential tax-deferred retirement plans, from 401(k)s to Individual Retirement Accounts -- and how to manage them • How to invest in real estate at a bargain price (and how to spot something that looks like a bargain but isn't) • Eleven ways of keeping a steady income while you're retired, even after a stock market crash • Financial planning -- what it means, how you do it, and where to find good planners Page by page, Quinn leads you through the pros and cons of every decision, to help you make the choice that will suit you best. This is the single personal-finance book that no family should be without.

Essential Guide To Safe Investing

Author: N.A

Publisher: Lightbulb Press, Inc.

ISBN: 1933569093

Category: Consumer protection

Page: 16

View: 3734

A comprehensive, 138 page guide on all aspects of personal finance, including financial planning, taxes, credit, insurance, and home finance.

Public Health Nursing - E-Book

Population-Centered Health Care in the Community

Author: Marcia Stanhope,Jeanette Lancaster

Publisher: Elsevier Health Sciences

ISBN: 0323294103

Category: Medical

Page: 1128

View: 1837

Now in its 8th edition, the "gold standard" in community health nursing provides comprehensive and up-to-date content to keep you at the forefront of the ever-changing community health climate and prepare you for an effective nursing career. In addition to a solid foundation in concepts and interventions for individuals, families, and communities, you will find real-life applications of the public nurse's role, Healthy People 2020 initiatives, new chapters on forensics and genomics, plus timely coverage of disaster management and important client populations such as pregnant teens, the homeless, immigrants, and more. Evidence-Based Practice boxes illustrate how the latest research findings apply to public/community health nursing. Separate chapters on disease outbreak investigation and disaster management describe the nurse's role in surveilling public health and managing these types of threats to public health. Separate unit on the public/community health nurse's role describes the different roles and functions of the public/community health nurse within the community. Levels of Prevention boxes show how community/public health nurses deliver health care interventions at the primary, secondary, and tertiary levels of prevention. What Do You Think?, Did You Know?, and How To? boxes use practical examples and critical thinking exercises to illustrate chapter content. The Cutting Edge highlights significant issues and new approaches to community-oriented nursing practice. Practice Application provides case studies with critical thinking questions. Separate chapters on community health initiatives thoroughly describe different approaches to promoting health among populations. Appendixes offer additional resources and key information, such as screening and assessment tools and clinical practice guidelines. Linking Content to Practice boxes provide real-life applications for chapter content. NEW! Healthy People 2020 feature boxes highlight the goals and objectives for promoting health and wellness over the next decade. NEW! The Nurse in Forensics chapter focuses on the unique role of forensic nurses in public health and safety, interpersonal violence, mass violence, and disasters. NEW! Genomics in Public Health Nursing chapter includes a history of genetics and genomics and their impact on public/community health nursing care.

Your Money Milestones

A Guide to Making the 9 Most Important Financial Decisions of Your Life

Author: Moshe A. Milevsky Ph.D.

Publisher: FT Press

ISBN: 0137067720

Category: Business & Economics

Page: 224

View: 9166

A Whole New Way to Look at Your Money…and Make It Grow! “Here is a lively new guide that offers fresh and actionable ways to approach everyday financial problems. Whether you’re rich or just getting by, starting your career or winding down, you’ll benefit from the author’s insightful observations and suggestions—all delivered with warmth and wit.” —Evan Cooper, Deputy Editor, InvestmentNews “The author’s unique gift is to make complex ideas from the world of high finance simple to understand, and his new book gently coaches readers in how to think about their personal finances. Best of all, readers can use Milevsky’s financial calculators online to test these ideas, so they can make choices with confidence. Investing in this book might be the wisest financial decision you make this year.” —Gil Weinreich, Editor, Research Magazine “The author has accomplished the near impossible. He has made the complicated, confusing, and often contradictory world of personal financial planning easy to understand. More importantly, he’s made it easy to act on his ground-breaking advice and guidance and has made it easy for readers to address their most important financial decisions in a thoughtful, practical, and painless manner.” — Robert Powell, Editor, Retirement Weekly and Retirement Columnist, www.MarketWatch.com/retirement “What are the nine crucial financial decisions every person must make over the course of a lifetime? If you don’t know, read this book. The author’s nine choices revolve around his core concept of human capital and how it must be gradually converted to financial capital to achieve a successful retirement.” —Jonathan Chevreau, National Post Columnist and Author of Findependence Day “Your Money Milestones helps just about anyone see life’s most important money decisions in a fresh and completely rational light. If you want a smart, practical roadmap to a financially sound future, you need this book.” —Eric Schurenberg, Editor-in-Chief, BNET Your Money Milestones illustrates how four principles inspired by basic arithmetic can be applied to manage the most important financial decisions (money milestones) people face over their entire financial lifecycles. Addition: Identify the true value all of your financial resources. Subtraction: Budget for the hidden liabilities in your future. Division: Spend your total resources evenly over time. Multiplication: Prepare for many alternative and unexpected universes. This book offers a complete framework for thinking about money that’s every bit as provocative as Freakonomics. Drawing on the newest research into psychology and personal finance, Milevsky helps you identify the true value all of your resources; budget for hidden liabilities in your future; plan to spend your total resources smoothly over time; and prepare for unexpected events that could upend even the most careful planning. You’ll discover why children are short-term investment liabilities but may be long-term pension assets, why winning the lottery may increase your chances of going bankrupt, and why giving up control of your retirement nest egg might actually make you happier. The insights are fascinating and useful throughout your life whether you're deciding what to study, contemplating your first home purchase, deciding whether to keep contributing to your 401(k), or considering when and whether to retire.

Financial Services Marketing

An International Guide to Principles and Practice

Author: Christine Ennew,Nigel Waite,Roisin Waite

Publisher: Routledge

ISBN: 1134076029

Category: Business & Economics

Page: 520

View: 8062

This new edition balances the theoretical and the practical for advanced undergraduates, those specialising in financial services at postgraduate level, individuals undertaking professional courses such as those offered by the IFS School of Finance, and employees working within the financial services sector. Ennew & Waite draw from global business cases in both B2B and B2C marketing, taking a unique approach in terms of structure by splitting discussion between marketing for acquisition and marketing for retention. This fully updated and revised second edition features: A revised approach to the industry in the light of the global financial crisis, including ethical considerations, consumer confidence issues, and new approaches to regulation New sections on e-commerce and its impact on customer relationships New case studies and vignettes A new companion website to support teaching, including PowerPoint slides, test bank questions, additional cases and cameo video mini-lectures. Financial Services Marketing 2e will help the student and the practitioner to develop a firm grounding in the fundamentals of financial services strategy, customer acquisition and customer development. Reflecting the realities of financial services marketing in an increasingly complex sector, it provides the most up-to-date, international and practical guide to the subject available.

ERP: Making It Happen

The Implementers' Guide to Success with Enterprise Resource Planning

Author: Thomas F. Wallace,Michael H. Kremzar

Publisher: John Wiley & Sons

ISBN: 0471217034

Category: Business & Economics

Page: 384

View: 1592

Follow the "Proven Path" to successful implementation ofenterprise resource planning Effective forecasting, planning, and scheduling is fundamentalto productivity-and ERP is a fundamental way to achieve it.Properly implementing ERP will give you a competitive advantage andhelp you run your business more effectively, efficiently, andresponsively. This guide is structured to support all the peopleinvolved in ERP implementation-from the CEO and others in theexecutive suite to the people doing the detailed implementationwork in sales, marketing, manufacturing, purchasing, logistics,finance, and elsewhere. This book is not primarily about computers and software. Rather,its focus is on people-and how to provide them with superiordecision-making processes for customer order fulfillment, supplychain management, financial planning, e-commerce, asset management,and more. This comprehensive guide can be used as a selectivereference for those, like top management, who need only specificpieces of information, or as a virtual checklist for those who canuse detailed guidance every step of the way.

Securing Your Financial Future

Complete Personal Finance for Beginners

Author: Chris Smith

Publisher: Rowman & Littlefield Publishers

ISBN: 1442214236

Category: Business & Economics

Page: 340

View: 8138

When it comes to personal finance, the rules may have changed, but the time-tested principles of sound personal financial management haven't. Those starting out on their paths to financial security just need to learn them better and apply them earlier than ever before - ideally, right from the start. Previous generations have had some help in achieving financial security that young people can't count on today: generous employer pensions, steady housing price increases, and a well-funded Social Security program, to name a few. In short, the old "muddle through" approach won't cut it anymore - not even close. A steady income is still a must, but parlaying this into long-term financial security is now an entirely different proposition than ever before. The institutions of the past can no longer be relied upon to handle the process; each person now needs to manage the long-term financial planning and decision making on their own. Fortunately, though, anyone just starting out can still achieve a very strong financial future from almost any income level - but only by doing the right things to make it happen. Those things aren't particularly hard to understand or to do, but it is important to do them right, to do them consistently, and to do them in the right order. Most importantly, if you get an early start, the risks are minimal and the payoff is substantial. But each year that passes, the risks go up and the payoff goes down. If you have just started out in your financial life, or if you are just about to, and you want a complete and practical education in the fundamentals of personal finance for a secure future, then this book is for you. Chris Smith guides readers through the basics of saving, investing, and financial planning in language that is clear, accessible, and lively, making difficult concepts understandable to the novice, and enjoyable to those who already have some understanding. He shows readers how to apply this knowledge, and to avoid the most common pitfalls, to insure the best possible outcome for long-term financial security.