100 Questions Every First-Time Home Buyer Should Ask

With Answers from Top Brokers from Around the Country

Author: Ilyce R. Glink

Publisher: Three Rivers Press

ISBN: 0307834506

Category: Business & Economics

Page: 512

View: 3666

From the most trusted name in real estate: the indispensable guide that helps first-time buyers land the home of their dreams. Now revised and updated for today's marketplace. ¸ How do I know if my broker is doing a good job? (See question #18.) ¸ How should I decide how much to offer for a home? (See question #29.) ¸ How does the negotiation process work? (See question #37.) ¸ How much of a down payment will I need to buy my home? (See question #61.) ¸ What are the different types of mortgages available? (See question #75.) ¸ What if I'm rejected for my loan? (See question #86.) ¸ What exactly is the closing? And where is it held? (See question #89.) ¸ Will I need homeowner's insurance? What should it cover? (See question #93.) What's new in this edition? Internet resources for home buyers: Where to shop for a loan on the web, how to apply online for a mortgage, and how to contact the agency that regulates real estate brokers and mortgage lenders in your state Tax laws and what they mean to you: Why the Taxpayer Relief Act is a windfall for homeowners, and how you can take full advantage of it Buying new construction: How to compare developers and negotiate the best deal The competitive mortgage market: How to find a reputable lender, how to find a true zero-down loan, and what service premiums tell you about your loan

Everything You Need to Know About Buying Mountain Property

Author: Michael I. Posey

Publisher: Createspace Independent Pub

ISBN: 9781478234111

Category: Reference

Page: 298

View: 8587

The Southern Appalachian Mountain region – Western North Carolina, Northern Georgia, Eastern Tennessee, Northwestern South Carolina and Southwestern Virginia – has been attracting the attention of retiring Baby-boomers and entrepreneurial Gen-Xers in droves since the turn of the millennium. The vast majority of them hail from densely populated, metropolitan areas of essentially flat topography, which gives them little, if any experience to tackle the job of finding an appropriate home site on which to build their dream-home. Whether that home site is for use as a second-home, vacation-home or retirement-home, the pitfalls and obstacles to making that dream become a reality remain essentially the same. The stories of some of those dreams becoming nightmares are all too familiar… "the roads were never completed to my lot…", "there's no power or phone to my lot…", I drilled my well to 1,000 feet but there's no water…", the septic/drain field system can only accommodate a one-bedroom house…", the sub-grade is solid granite and the foundation will cost a fortune…" Most of the wide-eyed transplants that purchase property here not only have no idea what the answers are to a whole host of pertinent questions – they have no idea what the questions are either – and therein lies the danger. The combination of a lack of development regulations and ordinances in rural areas, a lack of centralized, municipal water and sewer services, a multitude of impacts and unknowns that difficult topography can present, a few shady developers and finally, a throng of unsuspecting buyers that simply don't know what they don't know – together provide for a ripe environment for potential disappointment.There is no doubt that the this region of beautiful blue mountain peaks and ridgelines, picturesque farming communities, roaring rivers and cascading waterfalls is truly one of the most scenic and naturally attractive areas in this country, if not the world. Outdoor recreation is boundless: fly-fishing, kayaking, canoeing, hiking, mountain-biking, trail-running, snow-skiing, hunting, horseback riding, skeet-shooting… the options are almost endless. Eighty percent of the Western North Carolina region alone is comprised of government-protected and maintained forests, assuring that much of the area will forever remain in an undeveloped state with its natural resources and eco-systems protected and conserved.The purpose of this book is to help those that wish to call this area home to make better and smarter decisions about the land they wish to purchase to fulfill the vision they have for themselves and their family. In so doing, it is my hope that development regulations will gain ground, development practices will improve, developers themselves will be held to a higher standard of conduct and the buying public will benefit along with the natural resources that are so precious to the area.

Building Your Own Home

Author: Dan Ramsey

Publisher: Penguin

ISBN: 9780028643113

Category: House & Home

Page: 253

View: 1907

A clear, concise, up-to-date guide on all aspects of deciding, designing, hiring, financing, building, and enjoying a home that's really your own. -- Covers all aspects of the home building process, from deciding what kind of house to build, to designing it, planning it, hiring the people to build it, and financing it. -- Less intimidating than many do-it-yourself books which are 600+ pages and either assume some knowledge of the home building process or are geared towards those who plan to do some of the actual constructing themselves. -- Written by an experienced consumer rather than a contractor, banker, realtor, or other biased author. The Complete Idiot's Guide "RM" to Building Your Own Home is a clear, concise, up-to-date guide on every aspect of the home building process. It answers every question readers have about building a custom residence-and a few questions they may not have considered. With clear instructions and illustrations, this book takes readers through every step of the home-building process from figuring a budget to finding labor and materials to all aspects of home construction. Whether they plan to build it all themselves, build some and hire some done, or hire it all done to their specifications, The Complete Idiot's Guide "RM" to Building Your Own Home will do the job.

Home Buying Kit For Dummies

Author: Eric Tyson,Ray Brown

Publisher: John Wiley & Sons

ISBN: 1119191718

Category: Business & Economics

Page: 432

View: 9756

America's #1 bestselling home buying guide Are you looking to buy a house, but don't quite know where to begin? Have no fear! This new edition of Home Buying Kit For Dummies arms you with Eric Tyson and Ray Brown's time-tested advice and strategies for buying a home in current market conditions. Packed with valuable tips for getting the best deal on your new home and navigating an ever-changing housing market, it shows you how to find the right property, make smart financial decisions, and understand the latest lending requirements and tax implications. Thanks to looser lending standards, lower down payment mortgages, and a wider selection of homes to choose from, first-time homebuyers are making a comeback in the housing market. But if you don't know a Colonial from a counter offer, the process of buying a home can be daunting. Luckily, this bestselling guide is here to take the confusion out of the process! In plain English, it provides step-by-step guidance for buying the home of your dreams, from inspecting a property to evaluating a location to making sense of loan applications, tax documents, and counter offer forms. Negotiate your best deal and obtain a lower down payment mortgage Improve your credit score Make sense of changing lending standards Take the confusion out of lending laws, mortgage rates, and marketplace conditions Whether you're a renter, investor, or current homeowner, everything you need to plant roots in a new home sweet home is just a page away.

The New Money Book of Personal Finance

Saving, Planning, Investing, and Borrowing -- All the Information You Need in One Easy-to-Follow Guide

Author: Money® Magazine

Publisher: Business Plus

ISBN: 0446554871

Category: Business & Economics

Page: 496

View: 8795

Since its publication, the original Money Book of Personal Finance has become America's definitive, all-in-one guide to total financial well-being at every stage of life. Now, from the nation's foremost magazine on everyday money management, comes an authoritative reference that's newer, bigger, and even better. Fully revised and updated with fresh information for a new economy and packed with helpful, easy-to-understand tables, charts, and quizzes, it will show you how to: Take control of your finances-compute your assets, your liabilities, and your net worth Invest with confidence-learn the six golden rules that keep you in check and on track Lower your taxes-conserve your earnings with an easy, can't-fail game plan that works for almost every tax bracket Buy the life insurance policy right for you-solidify your personal finances with this important move Get a first mortgage by borrowing-learn what to do when you don't have the cash for the down payment Slash your homeowners insurance costs-discover the eight little tips that make a big difference

The Grissim Buyer's Guide to Manufactured Homes and Land

How to Find a Reputable Dealer and Negotiate a Fair Price on the Best Kept Secret in American Housing

Author: John Grissim

Publisher: N.A

ISBN: 9780972543620

Category: Building sites

Page: 192

View: 7173

The authoritative consumer guide to manufactured homes and purchasing land or leasing a home site, providing up-to-date, essential information home buyers need to make an informed purchase decision. This second edition of the bestselling guide is completely revised and updated, including a new annotated construction rating table with 56 criteria you can use to evaluate any home'before you buy. In this comprehensive book, John Grissim, author of the best-selling companion resource, The Grissim Ratings Guide to Manufactured Homes, gives you everything you need to safely'and successfully'navigate the tricky waters of the manufactured home marketplace. He explains how the manufactured home industry operates, how to find a dealer worthy of your trust, how to make the right home selection, and, as important, how to be informed, empowered and swindle-proof. Exahustively researched, with extensive input from both industry insiders and consumer advocates, this guide contains much information that retailers, even the good guys, don't want you to know. In addition to clear step-by-step guidance in the home buying process, John Grissim provides up-to-date, essential information together with authoritative, no-nonsense insights that have made him a respected industry observer and voice for the home-buying consumer.

Planting Growing Churches for the 21st Century

A Comprehensive Guide for New Churches and Those Desiring Renewal

Author: Aubrey Malphurs

Publisher: Baker Books

ISBN: 9781585580767

Category: Religion

Page: 432

View: 7485

If the church is to thrive in the twenty-first century, it will have to take on a new form as it ministers to the 120 million unchurched people in the United States. Planting Growing Churches for the 21st Century is still virtually the only available text on church planting in North America and beyond. In this third edition, readers will find material on the importance of healthy, biblical change in our churches, updated appendixes, insight on our postmodern ministry context, and strategies for reaching new population demographics such as Generations X and Y. Pastors, ministry leaders, and church planters will find the information and advice found in this book invaluable as they carry out their ministries.

Nolo's Essential Guide to Buying Your First Home

Author: Ilona Bray,Alayna Schroeder,Marcia Stewart

Publisher: Nolo

ISBN: 1413323456

Category: Business & Economics

Page: 448

View: 2424

Get insights from real estate professionals to help you determine when is the best time for you to buy a house. The authors show you how to research the market, decide what you want-- and what you can afford-- and ways to protect yourself with inspections and insurance.

100 Questions Every First-time Home Buyer Should Ask

With Answers from Top Brokers from Around the Country

Author: Ilyce R. Glink

Publisher: Three Rivers Press

ISBN: 1524763438

Category: Business & Economics

Page: 480

View: 1311

From the most trusted name in real estate, a new and fully updated edition of the indispensable guide that helps first-time buyers land the home of their dreams What does "location, location, location" really mean? How do I decide what to offer on a house? What exactly is the closing? Buying a home is one of the most important decisions in any person's life. It will be the place where you plant your roots, come home after a long day, raise a family, or make a successful investment. But how, with everything from student loans and an uncertain marketplace stacked against you, do you get to that idyllic future? In 100 Questions Every First-Time Home Buyer Should Ask, Ilyce Glink, one of the most trusted names in real estate, answers all of your questions about home buying--and some you didn't know you had--and takes you on a personal journey from open houses to moving day. Weaving together advice from top brokers around the country with illustrative stories and her own unparalleled expertise, 100 Questions is a one-stop shop to getting the home of your dreams.

How to Buy Real Estate Overseas

Author: Kathleen Peddicord

Publisher: John Wiley & Sons

ISBN: 1118607422

Category: Business & Economics

Page: 256

View: 3964

Practical advice on how to enjoy the unique benefits and avoid the pitfalls of investing in real estate abroad In the current uncertain investment climate, foreign real estate represents a more important opportunity than ever before, for both the investor who wants to move a portion of their wealth abroad and the retiree looking for affordable living options. How to Buy Real Estate Overseas explains one of the best options available today for diversification, asset protection, and a safe haven for wealth. Foreign property is a hard asset that, unlike stocks, for example, can't go bankrupt and collapse to zero. This book is an expert guide to the advantages and the challenges of investing in real estate overseas. Author Kathleen Peddicord, an American currently based in Panama, is considered the world's foremost authority on overseas retirement and foreign property investment. She has traveled to more than 50 countries, invested in real estate in 18, established businesses in 7, renovated historic properties in 6, and educated her children in 4. She knows from personal experience how foreign real estate can appreciate significantly over time, throw off an annual cash flow, and provide personal enjoyment for you and your family. An investment in a piece of real estate in a foreign country is a chance for both profit and fun. How to Buy Real Estate Overseas offers practical advice on how to find great deals, buy and manage property profitably in unfamiliar and potentially volatile foreign markets.

Financial Peace Revisited

Author: Dave Ramsey,Sharon Ramsey

Publisher: Penguin

ISBN: 9780670032082

Category: Business & Economics

Page: 326

View: 2012

A practical financial guide covers such topics as eliminating debt, investing simply, making sound financial decisions, and revolutionizing relationsips with the flow of money.

Log Home Secrets of Success

An Insider's Guide to Making Your Dream Home a Reality

Author: Roland Sweet

Publisher: PixyJack Press

ISBN: 0977372472

Category: House & Home

Page: 223

View: 8069

"Covers designing, planning, building and living in a log home, with details on selecting a log-home producer, evaluating log packages, incorporating green energy, buying land, calculating costs, and working with a builder and other key players. Also discusses interior decorating, landscaping, living with wildlife, log home maintenance, and warranties"--Provided by publisher.

How to Buy a House

Author: Kirstie Allsopp,Phil Spencer

Publisher: Hodder & Stoughton

ISBN: 1444790641

Category: House & Home

Page: 256

View: 4505

Buying a house should be one of the most rewarding things you can do, but it?s also one of biggest financial commitments you?ll ever make so not surprisingly it can be very stressful. In How to Buy a House, professional homefinders Phil and Kirsti,e from Location Location Location, balance the odds, helping you to find and buy your new home with confidence and success, whether you're getting a foot on the ladder or upsizing. From city flats to country retreats, Kirstie and Phil take you through the buying process, highlighting pitfalls and offering practical tips that could save you time, money and heartache, in this essential companion. FULLY UPDATED EDITION